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xmlns:video="http://www.google.com/schemas/sitemap-video/1.1"><url><loc>https://openstax.org/books/principles-of-finance-2e/pages/preface</loc><lastmod>2026-06-04</lastmod><changefreq>monthly</changefreq></url><url><loc>https://openstax.org/books/principles-of-finance-2e/pages/1-why-it-matters</loc><lastmod>2026-06-04</lastmod><changefreq>monthly</changefreq></url><url><loc>https://openstax.org/books/principles-of-finance-2e/pages/1-1-what-is-finance</loc><lastmod>2026-06-04</lastmod><changefreq>monthly</changefreq></url><url><loc>https://openstax.org/books/principles-of-finance-2e/pages/1-2-the-role-of-finance-in-an-organization</loc><lastmod>2026-06-04</lastmod><changefreq>monthly</changefreq></url><url><loc>https://openstax.org/books/principles-of-finance-2e/pages/1-3-importance-of-data-and-technology</loc><lastmod>2026-06-04</lastmod><changefreq>monthly</changefreq></url><url><loc>https://openstax.org/books/principles-of-finance-2e/pages/1-4-careers-in-finance</loc><lastmod>2026-06-04</lastmod><changefreq>monthly</changefreq></url><url><loc>https://openstax.org/books/principles-of-finance-2e/pages/1-5-markets-and-participants</loc><lastmod>2026-06-04</lastmod><changefreq>monthly</changefreq></url><url><loc>https://openstax.org/books/principles-of-finance-2e/pages/1-6-microeconomic-and-macroeconomic-matters</loc><lastmod>2026-06-04</lastmod><changefreq>monthly</changefreq></url><url><loc>https://openstax.org/books/principles-of-finance-2e/pages/1-7-financial-instruments</loc><lastmod>2026-06-04</lastmod><changefreq>monthly</changefreq></url><url><loc>https://openstax.org/books/principles-of-finance-2e/pages/1-8-concepts-of-time-and-value</loc><lastmod>2026-06-04</lastmod><changefreq>monthly</changefreq></url><url><loc>https://openstax.org/books/principles-of-finance-2e/pages/1-summary</loc><lastmod>2026-06-11</lastmod><changefreq>monthly</changefreq></url><url><loc>https://openstax.org/books/principles-of-finance-2e/pages/1-key-terms</loc><lastmod>2026-06-11</lastmod><changefreq>monthly</changefreq></url><url><loc>https://openstax.org/books/principles-of-finance-2e/pages/1-multiple-choice</loc><lastmod>2026-06-11</lastmod><changefreq>monthly</changefreq></url><url><loc>https://openstax.org/books/principles-of-finance-2e/pages/1-review-questions</loc><lastmod>2026-06-11</lastmod><changefreq>monthly</changefreq></url><url><loc>https://openstax.org/books/principles-of-finance-2e/pages/1-video-activity</loc><lastmod>2026-06-11</lastmod><changefreq>monthly</changefreq></url><url><loc>https://openstax.org/books/principles-of-finance-2e/pages/2-why-it-matters</loc><lastmod>2026-06-04</lastmod><changefreq>monthly</changefreq></url><url><loc>https://openstax.org/books/principles-of-finance-2e/pages/2-1-business-structures</loc><lastmod>2026-06-04</lastmod><changefreq>monthly</changefreq></url><url><loc>https://openstax.org/books/principles-of-finance-2e/pages/2-2-relationship-between-shareholders-and-company-management</loc><lastmod>2026-06-04</lastmod><changefreq>monthly</changefreq></url><url><loc>https://openstax.org/books/principles-of-finance-2e/pages/2-3-role-of-the-board-of-directors</loc><lastmod>2026-06-04</lastmod><changefreq>monthly</changefreq></url><url><loc>https://openstax.org/books/principles-of-finance-2e/pages/2-4-agency-issues-shareholders-and-corporate-boards</loc><lastmod>2026-06-04</lastmod><changefreq>monthly</changefreq></url><url><loc>https://openstax.org/books/principles-of-finance-2e/pages/2-5-interacting-with-investors-intermediaries-and-other-market-participants</loc><lastmod>2026-06-04</lastmod><changefreq>monthly</changefreq></url><url><loc>https://openstax.org/books/principles-of-finance-2e/pages/2-6-companies-in-domestic-and-global-markets</loc><lastmod>2026-06-04</lastmod><changefreq>monthly</changefreq></url><url><loc>https://openstax.org/books/principles-of-finance-2e/pages/2-summary</loc><lastmod>2026-06-11</lastmod><changefreq>monthly</changefreq></url><url><loc>https://openstax.org/books/principles-of-finance-2e/pages/2-key-terms</loc><lastmod>2026-06-11</lastmod><changefreq>monthly</changefreq></url><url><loc>https://openstax.org/books/principles-of-finance-2e/pages/2-cfa-institute</loc><lastmod>2026-06-11</lastmod><changefreq>monthly</changefreq></url><url><loc>https://openstax.org/books/principles-of-finance-2e/pages/2-multiple-choice</loc><lastmod>2026-06-11</lastmod><changefreq>monthly</changefreq></url><url><loc>https://openstax.org/books/principles-of-finance-2e/pages/2-review-questions</loc><lastmod>2026-06-11</lastmod><changefreq>monthly</changefreq></url><url><loc>https://openstax.org/books/principles-of-finance-2e/pages/2-video-activity</loc><lastmod>2026-06-11</lastmod><changefreq>monthly</changefreq></url><url><loc>https://openstax.org/books/principles-of-finance-2e/pages/3-why-it-matters</loc><lastmod>2026-06-04</lastmod><changefreq>monthly</changefreq></url><url><loc>https://openstax.org/books/principles-of-finance-2e/pages/3-1-microeconomics</loc><lastmod>202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